If you have a dental insurance plan with Delta Dental, you understand the importance of a healthy smile. Whether you receive your insurance through your employer or individually, you can feel confident that your choice to enroll with Delta Dental will be a positive and worthwhile investment. Having the right coverage when you need preventive, restorative, and emergency care can make a substantial difference in the future of your oral health and how much you will pay to maintain it. If you want to make sure you have the lowest possible rates, it’s time to consider a Delta Dental dentist. At Cappello Family Dental, we are pleased to be in-network with Delta Dental and will work to help you maximize your benefits and get the most out of your plan each year. If you have questions about your policy or would like to learn more, contact us today.
As part of your decision to enroll in a Delta Dental insurance plan, you agree to pay a monthly premium for access to your benefits, most of which expire after one full calendar year. While most policies will vary when it comes to premiums, deductibles, and annual maximums, many of the benefits remain the same, including:
The reason you will pay little to nothing out of pocket for your regular dental checkups and cleanings is that there is a clear emphasis on preventive care. Most dental insurance companies design their plans to encourage patients to seek this type of treatment for two reasons:
Of course, it’s not always possible to go through life without experiencing some type of oral health problem. Should a cavity develop, or a more serious and complex treatment be required, your Delta Dental insurance will step in to lower the financial burden. Depending on the problem, you can expect your insurance company to pay anywhere from 50-80% of the total cost once your deductible, co-pays, and annual maximums are considered.
If you’re worried that you might exceed the yearly allotted amount provided by your insurance company (i.e., annual maximum), do not worry. If possible, our team will work to spread out your treatments across calendar years to help you avoid high out-of-pocket expenses. This is why it’s important to seek the help of an in-network provider like Cappello Family Dental. Not only will you receive high-quality care, but you’ll also receive the lowest possible rate for the services you receive.
As Cappello Family Dental’s office manager, Christine has more than 26 years of experience working in dentistry. Not only does she enjoy greeting new and returning patients, but she also takes pride in helping individuals better understand the importance of regular dental checkups and cleanings. If you have questions about your Delta Dental insurance policy, Christine will be happy to sit down and review your plan. Apart from filing any necessary paperwork and claims on your behalf, she’ll also find ways to maximize your benefits and help you save the most money. We understand it can be difficult trying to navigate the financial side of dental care, which is why Christine is here to make the process as stress-free and seamless as possible.