Do you have a United Healthcare dental insurance plan? Whether you purchased your policy on your own or acquired it through your employer, you should certainly use it to the full! Doing so can prevent many oral health issues. Your plan can also serve as a valuable aid if your smile ever needs some restorative TLC. But how can you get the most out of your benefits? As a United Healthcare dentist, we are here to help. Read on below to learn how we can do so.
United Healthcare offers a number of different dental plans, many of which are offered through their Golden Rule insurance company. Your coverage levels will depend on the specific details of your policy. You can use your plan’s brochure or your online patient portal to familiarize yourself with the particulars of your benefits.
In the meantime, we can provide some generalized guidance on how United Healthcare dental insurance typically works:
Keep in mind that your insurance may also come with a deductible and an annual maximum. A deductible is the amount you must pay before your coverage kicks in. Often, it is around $50. An annual maximum is the yearly spending limit on your policy. It is usually around $1,000.
Our team is used to dealing with the nitty gritty details of insurance, so you can rely on us to help you use your plan in the most advantageous way possible. For example, we might be able to schedule major treatments across calendar years so you can utilize two annual maximums rather than one.
The whole team at Cappello Family Dental wants to help you use your United Healthcare dental insurance in the best way possible. However, Christine, our office manager, is the one who takes the lead in that area. She has over 26 years in the dental field and is passionate about assisting patients in every way she can!
Christine will be happy to help you verify your coverage, answer your questions about the claims process, and make recommendations on how you can use your policy to keep your out-of-pocket costs as low as possible. To learn more about how she may be able to serve you, give our office a call today!